Home' Napier Mail : November 29th 2011 Contents 14 NAPIER MAIL, NOVEMBER 30, 2011
Rent or buy
For many, home ownership is a dream --
and a fabulous goal to have!
The most important thing to consider
before you buy is affordability. The good
news is that because of the combination of
relatively low interest rates and stagnant
property prices, home affordability is
currently at it's best level in a 7 years.
And remember, if you're buying your first
home, you may also qualify for the
Welcome Home Loan Grant.
When considering whether to buy, do
your numbers carefully. You don't want to
move into a home only to find yourselves
under financial pressure as time goes by.
Here are some questions to ask when
weighing up the affordability of a home:
1. How much deposit do you have?
It wasn't so long ago that banks insisted
that home buyers had at least a 20%
deposit. This was the minimum you needed
if you were to buy a home. The bank
expected you to prove your savings record,
and show that you have saved the money.
2. Can you afford the repayments now?
3. Can you afford repayments on 1 wage?
If pregnancy is not a possibility, this is not
such a vital consideration.
4. Can you afford the repayments if
interest rates rose by 3 %?
If you can't, than don't buy. Interest rates
are expected to rise next year, so allow for a
3% increase to be conservative.
If you can afford to buy, then go ahead.
Don't wait for the 'right time'.
Start enjoying the benefits of home
ownership now. These include long term
capital gain; feeling safe and secure;
building up your asset base; and getting on
the path to prosperity.
Finally, start out with a modest home,
then trade up when you're ready. Always
keep your home repayments at a
(conservative) affordable level.
For other great advice about buying your
home call Cox Partners
Estate Agents on 835-4321
for a complimentary copy
of the booklet, "Buying
Malcolm Cox, 835-4321
Malcolm Cox on Property
For domestic and business security
enquiries contact falcon electrical.
Ph: 843 6383
New book a thorough record
By CAROLYN VEEN
Petane is the Maori transliteration of
the name Bethany; a town situated
about 3km east of Jerusalem. It was
the destination of a Sabbath walk for
Jews from Jerusalem.
It is believed that to Colenso, an
inveterate walker, it was a Sabbath
stroll from his Anglican mission at
Awatoto to the pa at Petane, although it
far exceeded the 3km distance from
Jerusalem to Bethany. While the choice
of Bethany is understandable, it proved
to be a difficult one as the Maori
language used no sound equivalent to
that of the English B, let alone TH or Y.
So the name changed to Petani or
Petane. The original Maori name for the
area was Kaiarero, and although
pleasant-sounding, its meaning was --
''the eating of the tongue'' --
memorialising an avenging battle
between the chiefs of Urewera and
Just about everything you ever needed to
know about the history of Westshore, Bay
View and Esk Valley, including memories
and anecdotes, has been recorded in
Petane, an illustrated volume compiled
by the late Dr Owen Dine.
After many years of research, this
highly-informative 550-page book begins
with the story of the Petane area from
pre-European times through to the early
settlers and later settlement periods.
Following an interesting chapter on
Mahu Tapoanui -- a great explorer chief
regarded as a taniwha -- who is believed
to be the founder coloniser of the people
of the Ahuriri district, there is a fascinat-
ing section on the first European settler
families at Petane. Dine homes in on the
1850s when the Maori population in
wider area was estimated at 1100, and
the Pakeha population consisted of just
two -- Mr and Mrs William Craig.
One particularly interesting character
was a woman called Douglas Mary
McKain, who was originally from
Glasgow. She and her husband William
had 13 children, which included five sons
who died before William was killed in a
hunting accident in Guernsey 1837.
The four remaining McKain boys con-
sidered emigrating to New Zealand in
1840 when the country was being
promoted as a land of perpetual sun-
shine and where every man was his own
At the age of 51, Douglas Mary would
have, in those days, been regarded as too
old to start a new life, but she had other
ideas. By January 1841, she set sail for
New Zealand with her boys and youngest
daughter Robina Agnes.
On arriving in Wellington, Douglas
Mary's sons, the youngest only 12, set
about building a house and it wasn't long
before this independent, capable and
courageous woman became the first mid-
By 1860 she eventually joined her
extended family who had settled in
Eskdale 10 years earlier, along with the
families of Torr and Villers.
Robina McKain had been a school-
teacher at Petane before marrying Char-
In 1851, their daughter, Mary Jane
Villers, was the first white child born in
When little Mary's 83-year-old grand-
mother, Douglas Mary McKain, died on 3
April 1873, she was the first person to be
buried in the Eskdale cemetery.
Dine's book covers everything from
bridges built and demolished, progress
and set-backs, family stories and homes,
fortunes made and lost, fashion trends
and education, religion and politics and
various natural disasters.
Local historian Judy Siers had the
opportunity to assist the Dine family in
publishing this well-researched book.
Regrettably Dr Dine died before he
had the chance to polish the text and
select illustrations, so I had the privi-
leged task of presuming some of the
answers and publishing the results.
His account of a part of Hawke's Bay
history is a rare and wonderful asset -- a
gift for historians and children of the
If you would like to order a copy of
Petane please contact the Dine Family
via email email@example.com
Support for new mothers
15 per cent of
Everyone has bad days -- even weeks --
but to have the group members to share
with is very helpful and gives us another
network to tap into,'' says a mother who
has benefited from a new postnatal
depression programme in Napier.
To have support from people who
understand is really important and
helped group members realise that we
are all normal.''
Napier Family Centre's new Post Natal
Adjustment Programme has helped more
than 100 women across Hawke's Bay
with post natal depression with support
and strategies for coping.
The programme, contracted through
Health Hawke's Bay, was piloted here in
2010 and is now offered in Napier and
Hastings each school term.
Family Centre counselling services
manager Kathy Egan says group work
run by trained counsellors is a new con-
cept in Hawke's Bay for helping mothers
with postnatal depression.
Our programme was initially derived
from one running in Christchurch that
explored the use of group work for
mothers experiencing PND, and has been
further developed and adapted by our
facilitators,'' she says.
The Napier Family Centre facilitators
who run and developed the two-hour,
eight-week course, include: Kym Cousins,
counsellor and former midwife, who
wrote the pilot programme; counsellor
Cherilea Stalker; child psychotherapist
Dianne Lummis; parenting educator
Janelle MacDonald; and Ben Bennett,
who is in private practice.
Ben runs the men's group, and having
the partners and spouses involved in the
programme is one of the new things the
centre has introduced.
The men say after attending the group,
they now have a greater understanding
of what is happening with their partner.
Up to 15 per cent of women can
experience postnatal depression,''
facilitator Ms Cousins says.
Women can feel huge pressure to live
up to the expectations of society's view of
how a mother should be coping and her
own expectations of how it will be when
When the reality includes perhaps a
birth that was a whole lot different to her
belief or the feelings afterwards towards
baby aren't as she had hoped -- that she
didn't instantly fall in love with her new-
born -- or that she's lost a sense of herself
and the joie de vivre', postnatal
depression can result.
Many other factors can contribute.
It's important to get help from health
professionals, as the majority of women
will recover sooner with support, but we
know asking for help can be really diffi-
cult for many women.
The positive difference the pro-
gramme has made for women who are
experiencing postnatal depression is
extraordinary. Feedback includes women
saying they feel like a weight has lifted
and that they appreciate having their
For more information about the Post
Natal Adjustment Programme, contact
Napier Family Centre on 843 7280 or see
Links Archive November 22nd 2011 December 6th 2011 Navigation Previous Page Next Page